Home Buyers: Frequently Asked Questions

Do you work with buyers?

Yes! We work with seasoned and first time buyers. To set an appointment for our buyer consultation please click here.

I’m a first time home buyer. What do I need to do?

There are a number of steps that you’ll need to take. Click here to set an appointment for our buyer consultation and we’ll give you a roadmap.

I want to be moved in by a specific date. How do we do that?

Typically a loan package takes 35 days or more to complete. Settlement occurs 5 – 7 days upon loan approval so we would need to be under contract 42 days prior to your desired move in date. So you’re looking at two plus months.

How many homes will I see?

On average our buyer clients see 6 homes but depending upon the market and what’s available you may see more or less. We’ve had a number of clients put an offer on the first house they toured.

Do I need to speak to a lender prior to seeing homes?

It’s our policy to require our buyer clients to be pre-qualified (ideally, pre-approved) prior to visiting homes. Why? Because there is nothing worse than seeing a home, getting excited to put in an offer and learn that you’ll be unable to attain a loan of that amount. Now you have to look at less expensive homes while always comparing them to the home you fell in love with. If you don’t have a lender we have a number you can speak to.

Can I see all the home possibilities prior to making a decision?

We don’t pressure our buyer clients to put an offer on a property. We do however spend a good deal of time at our buyer consultation to get to the heart of your property needs. You’ll see in real time the number of homes on the market at a given time that meet the requirements we build together. This saves a lot of time by narrowing the property selection down to only the best matching candidates.

I want to buy a new construction home – do I need an agent?

Yes. It’s important to remember that the nice person selling the home for the builder works for the builder. Not you. What’s more the builder would pay our commission so you get our care and advice for free.

How much of a downpayment will I need?

You’ll find that you’ll get the best rates and avoid PMI by having 20% down. The best course of action is to speak to a lender and let them provide you with a range of options. Once you’ve moved in we’ll make an appointment with you to show you how to pay off that mortgage faster.